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Score Changes

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fishbjc
Senior Contributor

Score Changes

How much of a difference can it make in the Credit Score to make six ontime payments?  Just looking for a 'range'.
Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Score Changes

Depends on when you last late payment was- and if any baddies fall of -

UTL has a bigger affect.



@fishbjc wrote:
How much of a difference can it make in the Credit Score to make six ontime payments? Just looking for a 'range'.



Message 2 of 4
Anonymous
Not applicable

Re: Score Changes

Well your score will increae when an account has 6 months of on time payment history but aw Timothy said, there are a lot of other factors involved.
Message 3 of 4
My_dog_FICO
Regular Contributor

Re: Score Changes

Use MyFICO's score estimator.  You can run it as many times as you like.  You'll answer several questions regarding your latest CR, then BANG, it gives you a nice vague answer, but most people report that it's very accurate.  If it gives you a 20 to 50 point range, most people report a 35 pt change.
 
Here's the link:
11/14/07 TU 567 - EQ 561 - EX 577
11/29/07 TU ??? - EQ 573 - EX ???
12/10/07 TU ??? - EQ 579 - EX ??? - 60% util - OOPS!
Message 4 of 4
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