cancel
Showing results for 
Search instead for 
Did you mean: 

Score Dropped 34 Points

tag
aftermath
Established Contributor

Score Dropped 34 Points

I disputed 2 inaccuracies on my EQ report and my score dropped 34 points.  Is this normal during the review process?  From what I heard, I thought scores usually go up during the review process (because the negative information is temporarily taken off), not down.
American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500
Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: Score Dropped 34 Points

It has to do with what you disputed. Say it was a 10 year old CC and this is your oldest TL...........then your hidtory goes down and your CL is out of scoring also. This would mean that your remaining CL is lower and UTIL higher. You also lose length of history.
Message 2 of 3
aftermath
Established Contributor

Re: Score Dropped 34 Points



HappyDays wrote:
It has to do with what you disputed. Say it was a 10 year old CC and this is your oldest TL...........then your hidtory goes down and your CL is out of scoring also. This would mean that your remaining CL is lower and UTIL higher. You also lose length of history.



thank you for the quick reply.  i received a myfico alert, and the alert description for both the accounts i disputed states "score dropped for the following reason:  account showing multiple late payments and derogs"  which I don't quite understand, because the account wasn't like that in the first place.  i know for a fact it's still under the review process because I submitted the dispute yesterday.
American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500
Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.