Score Watch Update??

[rycoop]

Hey guys,

I wanted to ask about the update on Score watch... how often does it update? Is it weekly? I was under the assumption it was weekly...

I also wanted to share a little bit of info with you all.. I really really apprieciate all your wonderful advice. I have GW'd some companies and with any luck it should would out a bit.... What I wanted to share was this...

On Nov 27th I was at a 477 (Yes, I know.. it's terrible but I'm working hard to dispute several things that clearly are not mine) On Dec 3rd I recieved an update of +9 pts.. with no explanation really.

Then on Dec 10th I got a notice +24pts!!! Paid down a balance owing. It was amazing!! Now I'm addicted to this scorewatch and want to see more action!!

Thanks....

[Ausfarm]

It's easy to get addicted.  The first thing I'm looking for when I check my email is a scorewatch alert!  Forget correspondence from family and friends.

It's hard to say.  Recently, I've been getting a message about once a week from scorewatch when there have been no changes to my report.  I think they update when anything changes, otherwise you'll get the weekly no changes email.

[MidnightVoice]

If nothing triggers an alert, it can easily be 10-14 days betwen updates.  I set the settings as fine as possible, so I should be getting one very shortly as a CC balance will have gone up a few bucks.

[Cory]

Hello Beautiful people,

Why can't I go and get all three credit reports at least, and not have to submit my credit card number online? All of the online third party or credit bureaus are advertising a free credit report from all three bureaus, but then you have to submit with your mastercard information at the end.

I am very uptight about those things.

Thank you Beautifuls

Cory

[Anonymous]

All I can say is that I was at 480 a year ago and now getting ready to break 700.

The scores can be very depressing flat lines during the rebuild/repair. Just don't give up.

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@rycoop wrote:

Hey guys,

I wanted to ask about the update on Score watch... how often does it update? Is it weekly? I was under the assumption it was weekly...

I also wanted to share a little bit of info with you all.. I really really apprieciate all your wonderful advice. I have GW'd some companies and with any luck it should would out a bit.... What I wanted to share was this...

On Nov 27th I was at a 477 (Yes, I know.. it's terrible but I'm working hard to dispute several things that clearly are not mine) On Dec 3rd I recieved an update of +9 pts.. with no explanation really.

Then on Dec 10th I got a notice +24pts!!! Paid down a balance owing. It was amazing!! Now I'm addicted to this scorewatch and want to see more action!!

Thanks....

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[Anonymous]

Timothy said:

All I can say is that I was at 480 a year ago and now getting ready to break 700.

The scores can be very depressing flat lines during the rebuild/repair. Just don't give up.
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That is really remarkable for a year. My high/low is 300 points, but that took a decade! AIl I can say is "WOW"! Tremendous accomplishment.

[rycoop]

Timothy,

That's awesome... Tell me some of your secrets.  I've mailed out some GW letters and I need to do some PFD. I have some charged off CC and I paid them at a lower amount and so it shows that on my report.... NOT GOOD.. I didn't realize I could have done PFD. I have some old collections that show paid and I GW'd the agency hoping they'd take pity on me. I hope it works.

Any suggestion would be awesome. I can't qualify for a credit card and I don't want to apply for a bunch of stuff. I don't know what else to do to get that score up.

Thanks for your advice and feedback.

[Anonymous]

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Cory wrote:

Hello Beautiful people,

Why can't I go and get all three credit reports at least, and not have to submit my credit card number online? All of the online third party or credit bureaus are advertising a free credit report from all three bureaus, but then you have to submit with your mastercard information at the end.

I am very uptight about those things.

Thank you Beautifuls

Cory

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Go to www.annualcreditreport.com.   This is the site that links you with the 3 CRA where you are entitled one free report per year.

[Schoolbuskid]

Im just flat out ADDICTED myself! I check my email everydays as well hoping to see a scorewatch alert or i find myself constantly checking my phone for text message alerts! Im just obsessed with creedit!

[iltph]

Is there anyway to order monitoring of all three FICO scores so I'll get daily update emails? (as opposed to just Equifax) If so, what package do I need to order?