Score discrepancies

[907grown]

See scores below, no huge differences in credit reports, all collections that are on EQ are also on EX. All paid but that's beside the point, do have an old CO that shows up on EQ and TU but not on EX, so what's with the discrepancies?

[09Lexie]

Where did you get the scores from?

[907grown]

These are current MyFico Fico scores.

[llecs]

All three scores are calculated differently. So even if everything was 100% exactly the same (never will be), your scores will differ. I don't have enough experience with the new EX FICO to comment on that, but IME, the EQ FICO on here very heavily weighed util over the TU FICO. The EQ FICO on here, IME, also dinged a bit greater for active baddies (e.g. currently past due TLs). On the flip side, IME, the EQ FICO weighed older baddies less than the TU FICO which tended to ding quite a bit more.

[SunriseEarth]

I wish I knew.  EX seems to have my scores in the 670s (CS and Cap One pull in Sept), but TU has it in the 610s (CK, Merrico, Wally).   My EX actually has an additional SL with 120 day late!