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Score dropped 70 points - Maxed out for 0 interest

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Harvey26
Valued Contributor

Re: Score dropped 70 points - Maxed out for 0 interest

@eanderson23 I think you have received pretty good advice. But I think that once you get your score back to normal I would certainly ask for an increase or apply for new card. I know you say you don't use credit but a higher line of credit would have prevented the drastic score drop. 

Amex ED: 8K, Macys Amex: 4K , BOA Premium Rewards: 60K , Best Buy Visa: 7K , VACU Mastercard: 11.5K Discover: 25K, Amex Delta Reserve 15k, Apple Card:3.5K, Saks WEMC 16.2K, PNC Cash Unlimited: 20K
Message 11 of 13
FireMedic1
Community Leader
Mega Contributor

Re: Score dropped 70 points - Maxed out for 0 interest


@eanderson23 wrote:

This is the only card I have and don't want to open another one, if possible. 

I put $1500 on it last night (I posted in here and then made a payment all within like 20 minutes of seeing that lol). So I'm at about 71% right now, hoping that helps soon! 😩 I know Mint is 100% accurate, but it's not considered an inquiry at least. 

Thank you!


Welcome@eanderson23 

If you want to respond to a certain poster. Click "Reply" on their post and then top right of the editor. Click on "Quote". Type your responce below the grey line.


TWO MORE MONTHS NO BK! (on Eq/Ex)
Message 12 of 13
LakeLife
Established Contributor

Re: Score dropped 70 points - Maxed out for 0 interest

You could call the credit card company and ask for a CLI as well.  I'm using a Discover Card BT deal right now, and when have managed two CLI from them during that period.  That's the only time I've ever been able to get Discover to give me one.




Message 13 of 13
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