Mine is from 5 years ago so I doubt I will see anything. Right now they are reporting it every month so now that it's paid off perhaps I'll at least gain from them not reporting it monthly.
Oh, that's encouraging I have two from mid 07 when I was (even more) financially strapped after a breakup, they're on my top 5 list of things to get rid of purely for the fact that they're so recent. It's sad that I have a top 5 list of things to get rid of haha