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Score watch alert: Past Due Amt Changed from NA to NA - Score dropped 4 points

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Anonymous
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Score watch alert: Past Due Amt Changed from NA to NA - Score dropped 4 points

I received an alert today from Score Watch.  One of my credit card accounts had an alert stating "Past Due Amount Changed from N/A to N/A".   This alert also said my score dropped by 4 points.   What is this???
Message 1 of 5
4 REPLIES 4
Anonymous
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Re: Score watch alert: Past Due Amt Changed from NA to NA - Score dropped 4 points

This has happened to me several times the past few wks since I have started cleaning up my credit, disputing etc.

My EQ FICO has dropped 30 pts! What the heck!? Plus I have had 2 Collections removed in that time, credit card balances decreased, and no other changes except the disputes.

Message Edited by someday22 on 03-22-2008 07:35 PM
Message 2 of 5
tim2
Contributor

Re: Score watch alert: Past Due Amt Changed from NA to NA - Score dropped 4 points

I have noticed this as well.   Anyone know what causes this?
Message 3 of 5
Anonymous
Not applicable

Re: Score watch alert: Past Due Amt Changed from NA to NA - Score dropped 4 points

Many people are writing about this very thing over the past couple of weeks.  Mine dipped 21 points in a few days after accounts updated to N/A.  An Equifax  rep. told me that jsut disputing period causes a dorp in score.  Then someone else at Eq told me the drop was temp.  BUT According to one poster here, the drop is because of the new report date making the derogatories seem more recent.  I think this might be the case because it seems to be happening to a lot of people.
Message 4 of 5
glamchick
Established Contributor

Re: Score watch alert: Past Due Amt Changed from NA to NA - Score dropped 4 points

I got the same exact message and now im down -7 points.  I disputed a chargeoff that reported the wrong amount i paid.
Gardening since 5/3/2016
Message 5 of 5
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