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Security Freeze

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iCoop
Regular Contributor

Security Freeze

Hello all,

 

I have submitted identity theft documents to the major credit bureaus, Equifax, Experian, and TransUnion, and had a question about Equifax. I sent all of my documentation via certified mail and received return receipts via email. Upon delivery of my documents to TransUnion and Experian, the free Security Freeze was placed on the reports by these burueas within 48 hours. Equifax on the other hand has sat on my documents for well over two weeks and has yet to place a security freeze but instead just put an extended fraud alert on my file which I did not want (and now has carried over to the other bureaus). I sent another letter last week and it has yet to produce any results as well with Equifax. Is there some other method I can take to actually get some results from Equifax? I live in Atlanta and Equifax is based here but yet they seem the hardest to get results out of.

 

Thank you



Starting Score: EQ 675 | TU 688 | EX 702
Current Score: EQ 795 | TU 788 | EX 770
Goal Score: 750 (Across All 3)


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2 REPLIES 2
Anonymous
Not applicable

Re: Security Freeze

You can just buy it for around 10 dollars. You can do it online.
Message 2 of 3
iCoop
Regular Contributor

Re: Security Freeze


@Anonymous wrote:
You can just buy it for around 10 dollars. You can do it online.

I did go ahead and purchase it from Equifax for $3 but this is still not right. State legislation allows for me to have the security freeze in place for free and to be able to temporarily remove it or permanently remove it for free at each request as a victim of identity theft. But since Equifax does not want to cooperate I have to pay to initially place it on my file and now pay each time I need to lift it. I'm currently looking for whom I need to contact to report this grievance with Equifax.



Starting Score: EQ 675 | TU 688 | EX 702
Current Score: EQ 795 | TU 788 | EX 770
Goal Score: 750 (Across All 3)


Take the myFICO Fitness Challenge
Message 3 of 3
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