Any advice on if I should or should not be self-reporting utility bills to the CRAs?
The reason I ask is that I was playing around with it and one of them reported to TU and dumped my VS score by 15. I immediately did a little freak out and thought about disputing it. Should I calm myself or go forward and conquer? 
Rebuild Started May 2023...
Waiting Patiently Until March 2025...
Starting Scores: 528, 534, 542Ope.. I stand corrected. FICO just came through on the plus side. I guess I'll leave it. 
