Hi tessarue
This is what I sent to WFF. I did talk to them on the phone and they said to fax the letter and they will remove negetive items so I just had to take their word on it but I did have a tape recorder hooked up to my phone so that I could use later if need be. They were really nice to me on the phone.
YOUR NAME
YOUR ADDRESS 1
SSN# XXX-XX-1234( I JUST PUT THE LAST 4)
DOB:
Month Day , 20XX
COMPANY NAME
DEPARTMENT NAME
ADDRESS
CITY, STATE ZIP
DEAR CREDIT DISPUTE DEPARTMENT:
I am disputing the following accounts with WELL FARGO FINANCE
1.123-456-78
2. 0987-654-4321
I have been a WELL FARGO FINANCE customer since 1999 and during that time, I have enjoyed my experience with WELL FARGO FINANCE greatly. I am writing to see if you would be willing to make a "goodwill" adjustment to your reporting to the three credit agencies. I have late payments on the above referenced account that date back to 1999. Since that time I have been an exceptional customer paying every month on time.
Because of my exceptional payment history over the last 5 years, I would like you to consider removing the negative payments from my credit report..
With today’s credit industry so competitive, I know how important it is to maintain good relationships with customers. WELL FARGO FINANCE has been exceptional in my book so far and I highly recommend it to all my friends and relatives. I hope that you will deeply consider my request and prove once again, why WELL FARGO FINANCE is heads above the rest. I look forward to your reply. Your customer service representative suggested that I write you for an adjustment.” I sincerely hope that there is redemption at WELL FARGO FINANCE, and I beg you for such consideration” .Please let me know if any additional documentation would assist in reaching a positive outcome, and I thank you again for the time you have spent reading this letter. I can be reached at 123-456-7890 or email: Kooliad@Yahoo.com
Sincerely,
YOUR NAME
YOUR ADDRESS 1
Daytona18 try this # 1-800-559-3557 its to WELL FARGO AUTO FINANCE it not the fax # but they can give it to you.Good luck
