Should I Keep or Remove this Account with EX?

[iltph]

The following account is showing under Accounts in Good Standing with EX. Does anyone see anything negative that could be hurting my score (so I should dispute it), or is this all good?

AM-EAGLE/MCCBG

Account Number:
XXXXXXX....

Status:
Transferred,closed.

Status Details:
This account is scheduled to continue on record until Jun 2014.
This item was verified and updated on Oct 2005.

Date Opened: 04/2000
Type: Revolving

Credit Limit: NA

Date of Status: 06/2004
Terms: NA
High Balance: $512

Reported Since: 06/2004
Monthly Payment: $0
Recent Balance: $0

Last Reported Date: 06/2004
Responsibility: Individual
Recent Payment: $0

Creditor's Statement: Account transferred to another lender.

I never opened this account or made any payments, but if it's helping me then I don't mind keeping it.

[Anonymous]

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iltph wrote:
The following account is showing under Accounts in Good Standing with EX. Does anyone see anything negative that could be hurting my score (so I should dispute it), or is this all good?

AM-EAGLE/MCCBG

Account Number:
XXXXXXX....

Status:
Transferred,closed.

Status Details:
This account is scheduled to continue on record until Jun 2014.
This item was verified and updated on Oct 2005.

Date Opened: 04/2000
Type: Revolving

Credit Limit: NA

Date of Status: 06/2004
Terms: NA
High Balance: $512

Reported Since: 06/2004
Monthly Payment: $0
Recent Balance: $0

Last Reported Date: 06/2004
Responsibility: Individual
Recent Payment: $0

Creditor's Statement: Account transferred to another lender.

I never opened this account or made any payments, but if it's helping me then I don't mind keeping it.

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If it is deleted, will your average age of accounts go up or down?

[iltph]

Thanks for your response cheddar.

The average age would go down.

[Anonymous]

In that case I can't see any reason it's hurting you.

[fused]

I don't see anything here to indicate this account is hurting you. If anything, it looks like a plain ole closed account in good standing with a $0 balance. Leave it be, it's helping your scores by adding length to your credit history and maybe increasing the years for your average-age of accounts.

[fused]

you're too fast for me cheddar! LOL

[Anonymous]

LOL.  I'm leaving work in four minutes and I'm bored, so I've been in a bit of a posting frenzy.