Should I freeze a report that has more HPs?

[Anonymous]

TU has 4 HPs

EQ has 1 HP

No idea how many HPs on my EX because I already checked it this year and didn't save it somewhere I could find it.

Does it make sense to freeze my TU for all the HPs? The main reason is I have ended up moving a lot for work and apartments, utilities, etc are always wanting to see my credit...

[elim]

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@Anonymous wrote:

TU has 4 HPs

EQ has 1 HP

No idea how many HPs on my EX because I already checked it this year and didn't save it somewhere I could find it.

Does it make sense to freeze my TU for all the HPs? The main reason is I have ended up moving a lot for work and apartments, utilities, etc are always wanting to see my credit...

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   I freeze my reports for security from someone apping in my name and to keep me in the garden (somewhat).

   the HP's will be there for 2 years whether your on ice or not and 4 HP's is not bad at all (especially on TU)

  i would freeze all 3 if you arent moving or apping for awhile.

[Anonymous]

4 hp thats not bad .. i have 6 and thats bad lol

[Anonymous]

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@elim wrote:

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@Anonymous wrote:

TU has 4 HPs

EQ has 1 HP

No idea how many HPs on my EX because I already checked it this year and didn't save it somewhere I could find it.

Does it make sense to freeze my TU for all the HPs? The main reason is I have ended up moving a lot for work and apartments, utilities, etc are always wanting to see my credit...

---

   I freeze my reports for security from someone apping in my name and to keep me in the garden (somewhat).

   the HP's will be there for 2 years whether your on ice or not and 4 HP's is not bad at all (especially on TU)

  i would freeze all 3 if you arent moving or apping for awhile.

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But what if I AM moving soon?

Does it make sense to freeze TU only so that HPs only hit my other reports or will I get grief because they can't pull TU?

[Anonymous]

How about just not apping for anything and monitor your reports daily to make sure no activity stands.

[Anonymous]

I don't plan on apping. But when I move again and Mr. Apartment man wants to see my credit I guess you are all just saing that it is fine that I get 5 HPs? When Mr. New Utility Man wants to be sure I can pay $18.27/month and I get 6 HPs everything is rosey as well?

[Anonymous]

Freeze everything.

[takeshi74]

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@Anonymous wrote:

Does it make sense to freeze TU only so that HPs only hit my other reports or will I get grief because they can't pull TU?

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We can't tell you that.  Some may give you grief.  Some may be willing to pull a different CRA.  Landlords and utilitlies aren't all identical.

[bigbang91]

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@Anonymous wrote:

I don't plan on apping. But when I move again and Mr. Apartment man wants to see my credit I guess you are all just saing that it is fine that I get 5 HPs? When Mr. New Utility Man wants to be sure I can pay $18.27/month and I get 6 HPs everything is rosey as well?

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i always refuse to allow credit check on utility,tv,internet...except for rental purpose.Bc if you refuse rental's credit check,they will require deposit and figure out ways to hog all your deposit lol.