Wow...what a downer....now I feel if I recon tomorrow they will effectively tell me to go pound sand! lol....I bet you if you try applying now they might approve you. They probably are just that unpredictable
LOL.....hopefully things will turn out better for you! i'll cross my fingers
I will definately post the results tomorrow. BofA.... the battle has just begun...and I'm ready to take a lickin....lol
I'm not sure you can strong-arm a creditor into giving you their product.
Some creditors are much more bk friendly than others. BofA is notoriously BK un-friendly.
Check out the BK Friendly Credit Cards thread for some ideas. There's plenty of folks who are happy to work with post-BK peeps.
Remember, they don't owe you their product. And they often have internal scoring policies that they don't publish.
It's kinda like asking someone out on a date. They can say no!
Personally, I wouldn't take the risk of another hard pull. If you ask again, they can pull again.
i think unless you are trying to keep your inquiries down, there's no reason to have this fear of inquiries. too many people are overreacting about them, IMO.
laz98 holy crow....if they didn't give you a secured card, there's no way they'll give me one....UGHHHH.....