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SmartCredit.com Missing Months Of History On Capital One Account?

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shane82388
Established Contributor

SmartCredit.com Missing Months Of History On Capital One Account?

Does anyone else use SmartCredit.com credit monitoring?

 

Ever since I signed up it had been missing everything from 2007 - Oct 2009...i have 4 lates on that account and they were supposed to be removed by Capitlal One EO a little while ago...1 late was still showing last month but now the account updated and its gone...but its probably not truely gone off reports...

 

Anyone else have weirdness like this?

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Anonymous
Not applicable

Re: SmartCredit.com Missing Months Of History On Capital One Account?

I have no experience with this particular monitoring site. As you probably already know all third party sites (even including My Fico) do not display all the information that the credit bureau can/does provide, and they format it in their own style. As a result the information can sometimes be lost. The absolute best way to see what any bureau has (less score) is to go to annualcreditreport.com or purchase directly from the bureau website.

 

There is also an alternative to purchase your "full" credit report with all info but it must be done in writing and include a specified payment with the request. Search the forum for the exact procedure. RobertEG quotes it often.

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