Soft Pull

[Tito1183]

Besides annualcredotreport.com which is limited to once per year, how does one check if they’ve been soft pulled by a creditor? Does MF subscription include that and I’m not seeing it?

[Anonymous]

Whenever you have a full report you'll see the SP info. 

If you know you are too good for Credit One and score a SP denial it's worth a free full report through the adverse action sites for each CRA.

I haven't paid for a report for years with all of the data breaches and cards that provide scores monthly.

[Anonymous]

Because of the mandate to hide SPs from anyone except the CRA and the consumer, you can only see them on the CRA hard copy ordered through the aforementioned ACR site or the credit bureaus directly.