Soft-pull PREAPPROVALs - Updated 4/20/21

[Jnbmom]

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@Phoenixupward wrote:

USAlliance Financial Federal Credit Union -   I tried their prequalification tool just for fun.  I'm so bored.  I was preapproved and I  decided not to pursue it any further.  A CSR contacted me and tried to persuade me  to do a balance transfer since their apr is 8%.  I politely declined.  But I'm here to say that their prequalification tool is rock solid.  Thanks for the list.  Stay safe 

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No it isn't DH prequalified and was offered a credit card, applied and denied . As with anything this is not a sure thing .

[Anonymous]

@justjac2  congrats! Do you know which bureau Bank Mobile pulled?

[justjac2]

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@Anonymous wrote:

@justjac2  congrats! Do you know which bureau Bank Mobile pulled?

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Thanks, @Anonymous! They pulled TU.

[Anonymous]

Has anybody tried the HSBC bank links? Are their prequalify offers legit?

Thanks

[justjac2]

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@Anonymous wrote:

Has anybody tried the HSBC bank links? Are their prequalify offers legit?

Thanks

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I pre-qualified for the Cash Rewards card back in December.  It went under review but I eventually got it after about two weeks of phone calls and documentation. My limit is $2500. I think they pulled Equifax.

[Iusedtolurk]

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@justjac2 wrote:

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@Anonymous wrote:

Has anybody tried the HSBC bank links? Are their prequalify offers legit?

Thanks

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I pre-qualified for the Cash Rewards card back in December.  It went under review but I eventually got it after about two weeks of phone calls and documentation. My limit is $2500. I think they pulled Equifax.

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@justjac2Out of curiosity what specific documentation did they require you to submit for a sl of 2500?

Was there something that they coudn't ascertain from the hardpull or something that caused a redflag.

[justjac2]

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@Iusedtolurk wrote:

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@justjac2 wrote:

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@Anonymous wrote:

Has anybody tried the HSBC bank links? Are their prequalify offers legit?

Thanks

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I pre-qualified for the Cash Rewards card back in December.  It went under review but I eventually got it after about two weeks of phone calls and documentation. My limit is $2500. I think they pulled Equifax.

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@justjac2Out of curiosity what specific documentation did they require you to submit for a sl of 2500?

Was there something that they coudn't ascertain from the hardpull or something that caused a redflag.

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I honestly don't remember why it was so involved, but I applied on Nov 16 (oops, not Dec) and got the approval email on December 1. I think they just asked for a copy of my license and proof of residence, but I remember two phone calls, emails and lots of waiting. 

[Wavester64]

>>28. State Farm Credit Card - https://www.statefarm.com/finances/banking/credit-cards

Not seeing the pre-qualify site for this, just to apply, unless I am missing something.  

[Wavester64]

>> 2- BankMobile Mastercard credit cards (Customers Bank)

Some in depth questions for this pre-qualify app. More than I have seen before.

Was going to fool around with the pre-q to see what was said but lost interest after all the Q's.

Does anyone have this card and if so, how do you like it?

[justjac2]

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@Wavester64 wrote:

>> 2- BankMobile Mastercard credit cards (Customers Bank)

Some in depth questions for this pre-qualify app. More than I have seen before.

Was going to fool around with the pre-q to see what was said but lost interest after all the Q's.

Does anyone have this card and if so, how do you like it?

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@Wavester64 I added a comment about this card a page or so back, but haven't had a chance to use it yet. It's weird but I don't remember any extra questions outside of a regular app 🤷🏽‍♀️