Someone just applied for a fingerhut account in my name.

[Klesko]

Just got a credit karma alert about a new inq, I logged in and checked and it was from finger hut. I was in a meeting so I immediatly froze TU/EQ/EX. Once the meeting was over I called finger hut and someone did open an account and the app was pending. I was transfered to the fraud department. They confirmed someone with my name, ss, dob opened and applied for an account in my name and the app was pending. Everything the same except the address, the city was the same though.

She was declined the app and put my name on their internal fraud list so anyone with my name would be auto declined in the future. Also she was sending a request to TU to remove the inqury.

What else should I do at this point? Of course I am going to monitor my credit closely.  

[gdale6]

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@Klesko wrote:

Just got a credit karma alert about a new inq, I logged in and checked and it was from finger hut. I was in a meeting so I immediatly froze TU/EQ/EX. Once the meeting was over I called finger hut and someone did open an account and the app was pending. I was transfered to the fraud department. They confirmed someone with my name, ss, dob opened and applied for an account in my name and the app was pending. Everything the same except the address, the city was the same though.

She was declined the app and put my name on their internal fraud list so anyone with my name would be auto declined in the future. Also she was sending a request to TU to remove the inqury.

What else should I do at this point? Of course I am going to monitor my credit closely.  

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I would follow procedures as outlined here:   

http://ficoforums.myfico.com/t5/General-Credit-Topics/Victim-of-Identity-Theft-What-To-Do-to-Protect...

[pizza1]

wow, thats scary!! UGH!! if they have your info they may be trying to open other acts as well. Good thing you froze all the CRA. Follow the thread the the Mod posted... sorry that happened to you!

[Klesko]

I also froze my all 3 on my wifes as well just in case. 

I am going to monitor everything closely. I am just trying to figure out where the person got the information from. 

Only a few ways I can think of. 

Keylogger on pc (virus). I am a software developer and keep my pc pretty locked down but I know better than saying it can never happen to me. 

Old data breach from some unknown company who had my ss number. 

Old hard drives. I recnetly sold 6-7 old hard drives on ebay. I wiped them clean and I dont think they had more than movies on them anyway but I am still leaving it open. 

Physical data. Someone got my data physically. I use to have cleaning ladies who came into my house and clean but I dont just leave information with my ss laying around. Still possible though. 

Those are the main points I can think of right now.