Whoa!!!
The post was entitled "rant" -- that means I'm going to complain about something. If you don't care about it, then don't read the post! Write your own post about what bothers you -- like sanctimonious people who criticize other posters' grammar. 
We're here to help others. Everyone makes typos. It's harder to figure out what someone is trying to say if we can't understand it.
Tuscani....... 
fused111 wrote:
Boswd wrote:This is the only topic that I respectfully disagree with Tucsani on
Tuscani wrote:There are some people who say too much is bad... I say BS. While a manual review could flag you for too much.. in terms of scoring the more the better!
princessofpink wrote:I was just reading the AMEX thread where people were discussing getting credit limit increases. I guess people want the increases because then their utilization rating is lower, but isn't there also a danger in having too much available credit? I was given a $4400 limit by AMEX, and really don't intend on using the card for much except building the TL so I really don't see any need for an increase from them. Is there really that great of a benefit in having increased credit limits?. Though it may for your scoring be somewhat benefical to have tons and tons of credit cards, I think overall is very very risky, can get you into major financial difficulites, can be much harder to manage which can lead to oversites and forgotten payments, which can lead to financial disaster. And if it is a red flag to a future potential lender, that you have too many cards, it basically says to them, that you don't take credit resonsible and are one car repair, or little Timmy and Tommy both need braces, away from getting yourself into trouble. Besides isn't it the potential lenders you want to impress with a good responsible credit report, FICO isn't giving you that loan.
*Disclaimer I know not everyone who has alot of credit cards are foolish spenders and does not take their cards serious, It's just that a loan officer or a mortgage broker, might think that. *
_______________________________________________________________________Wow some of us would look silly at the national speelng bee contest.
serrefine
fused111 wrote:Wow some of us would look silly at the national speelng bee contest.
MR DUCKS
MR NOT DUCKS
OSMR DUCKS
CM WINGS
ABCD puppies?
LMNO puppies..
OSAR...
CMPN?