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Spotted the discrepancy in my Scores..

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Deuter
Regular Contributor

Spotted the discrepancy in my Scores..

I was like why are my scores so different from eachother...

 

Screen Shot 2020-06-10 at 1.33.11 PM.jpeg

 

Surprise.... my Oldest Account.... a Double Cash is not reporting to Equifax!!!! I mean Citi reported to all bureau's less them Smiley Surprised

 

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Or is it that Equifax is getting longer to reporting this account? It is a different account number and it has went for a bit of changes. Do you think a ring to Citi shall fix this quickly or this is an animal that is going to be a headache?

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2 REPLIES 2
K-in-Boston
Credit Mentor

Re: Spotted the discrepancy in my Scores..

So the account number was changed?  That would explain why there is no data prior to March showing for the other 2.  How long ago was the change made, when did the other two CRAs begin to report this card, and is the original account number still showing on any or all of your 3 credit reports, either closed or open?

Message 2 of 3
Deuter
Regular Contributor

Re: Spotted the discrepancy in my Scores..


@K-in-Boston wrote:

So the account number was changed?  That would explain why there is no data prior to March showing for the other 2.  How long ago was the change made, when did the other two CRAs begin to report this card, and is the original account number still showing on any or all of your 3 credit reports, either closed or open?


Hi yes, the account number was changed.

 

I made the changes somewhere middle March, it was a product conversion. Went from AA--->DC. 

The difference is that my AA was a hidden line, it did not report to any of the bureaus. So i called Citi also to fix my name on the card and make it report, as i wanted this line to report as it is my oldest instead of having a hidden/missing line.

 

The two CRA's began reporting the new converted DC right away. I think i saw the changes already in April, in TU that was the only one i had detailed access. 

 

The original account number is not showing in any of my 3 reports, nor it shows as opened or closed, it just converted correctly to the DC as far as i know.. the only problem is not reporting on my EQ. 

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