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I have several cards above 30% utilization:
31%
33%
36.4%
40.9%
46.1%
56.2%
77.1%
This week, I can either pay down the 77.1% card to 29% or pay the other 6 cards all to 29%. Which would have the bigger impact on score?
I would say taking 6 cards down to 28.9% or lower will be the best. I'm sure others will chime in.
@Anonymous wrote:I have several cards above 30% utilization:31%33%36.4%40.9%46.1%56.2%77.1% This week, I can either pay down the 77.1% card to 29% or pay the other 6 cards all to 29%. Which would have the bigger impact on score?
This may help you?
https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Utilization-Intervals-Brackets-etc/m-p/5482837#M150342
