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Spreadsheet to track card usage

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moosemoney
Regular Contributor

Spreadsheet to track card usage

I have seen a lot of people mention keeping spreadsheets to track their credit card activity in order to follow certain plans (AZEO, for example), especially when they have 10+ cards.

 

I was wondering if anyone had an example of the spreadsheets they use? I was thinking of trying this and would like to see some examples, if anyone is willing to share.

 

Thanks!

Message 1 of 15
14 REPLIES 14
19eighty5
Senior Contributor

Re: Spreadsheet to track card usage

+1

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 2 of 15
Anonymous
Not applicable

Re: Spreadsheet to track card usage

It might be a bit of overkill but check out Johnny Africa's spreadsheet here: https://johnnyafrica.com/credit-card-tracking-spreadsheet/

 

I'm an Excel geek so I designed my own spreadsheet but if you don't understand something like ="Under 5/24 on "& TEXT((EOMONTH(EDATE(LARGE(B2:B23,5),24),0)+1),"mmmm d, yyyy") it wouldn't be much use to you.

Message 3 of 15
moosemoney
Regular Contributor

Re: Spreadsheet to track card usage

I work in excel all the time for work and also to track my peronsal finances/budget, and I do all my bookkeeping for my small business in excel as well. Smiley Happy

 

Thank you for the link I will check it out.

Message 4 of 15
sdsoccerdad
Established Contributor

Re: Spreadsheet to track card usage

I started with this one at first.  I eventually created my own but that's a good place to start with.

 

 

Edit: Didn't see that someone above posted the same thing.  That's what happens when i'm trying to multi task at work.

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Started my journey in the high 500's 10/1/2016
Current Fico: EQ:740 | TU:757 | EX:775
Message 5 of 15
Anonymous
Not applicable

Re: Spreadsheet to track card usage

I created my own spreedsheet. I also posted something early where I asked people how they managed their credit cards. I'm a software Engineer so i have the know how on how to create "complex" data track spreed sheets. I'll upload a picture of my personal spreedsheet with some information blurred out for your likeness.

 

https://drive.google.com/file/d/1S56JtMukwOIKE86PZHsT3FxOx9hMQU9k/view?usp=sharing

Message 6 of 15
Anonymous
Not applicable

Re: Spreadsheet to track card usage

This is great.  I already used a spreasheet to track my credit cards, but was looking to beef it up.  This definitely has a lot that I can add to the one I currently use.  Thank you all.

Message 7 of 15
sdsoccerdad
Established Contributor

Re: Spreadsheet to track card usage


@Anonymous wrote:

I created my own spreedsheet. I also posted something early where I asked people how they managed their credit cards. I'm a software Engineer so i have the know how on how to create "complex" data track spreed sheets. I'll upload a picture of my personal spreedsheet with some information blurred out for your likeness.

 

https://drive.google.com/file/d/1S56JtMukwOIKE86PZHsT3FxOx9hMQU9k/view?usp=sharing


**bleep**, that's a nice spreadsheet!

Personal Cards:


Business Cards:

Started my journey in the high 500's 10/1/2016
Current Fico: EQ:740 | TU:757 | EX:775
Message 8 of 15
Anonymous
Not applicable

Re: Spreadsheet to track card usage


@sdsoccerdad wrote:

@Anonymous 

 

https://drive.google.com/file/d/1S56JtMukwOIKE86PZHsT3FxOx9hMQU9k/view?usp=sharing


**bleep**, that's a nice spreadsheet!


Thanks! Smiley Happy

With enough inspiration I might go create a Pubic Advanced spreadsheet for people who want detailed analysis. 

Message 9 of 15
marypoppins70
New Contributor

Re: Spreadsheet to track card usage

I have a TON of cards so I keep an excel spreadsheet with columns from left to right: Credit Card, Total CL, Current Balance, % used, amount available, monthly payment, and the due date.  It's worked out great for me and I can keep track of utilization for each card and overall.

Message 10 of 15
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