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Starting from 0 - Looking for some advice on gameplan

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HRZ780
New Contributor

Re: Rebuilding Credit Since Aug 2020 - Looking for some advice on NFCU SSL & Approach on Card Us

I am pleased with the SL BofA gave me.  I think it's very generous of them.  I guess all that time with them has paid off.  I have a similar relationship (time-wise) with Wells, though I don't put nearly as much money through my accounts w/ them.  I might give them a try and see where it lands me.  In the meantime, I'm focused on NFCU.  So far, aside from the funding accts issue, I like them very much.  I can see myself sticking with them for the long haul.





Message 31 of 32
HRZ780
New Contributor

Re: Rebuilding Credit Since Aug 2020 - Looking for some advice on NFCU SSL & Approach on Card Us

Update:

After being approved for AMEX BCE w/ SL of $5000, upping my CL on my Redstone secured card to $5000 and adding a NFCU $5000 SSL, my Fico8 scores are as follows:   EX 733 (FICO8), EQ 705 (FICO 8) and TU 733 (FICO 8).  I took a small hit on EX for the AMEX HP.  The NFCU SSL is reporting balance @ $5000 (even though I paid it down to $445 same day).  No hit on that new line reporting (yet).

 

I'm OK with this.  Definitely pleased with where I am right now in this journey.





Message 32 of 32
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