So, pay in full last month's statement + as much as you need to to cover any new charges until the balance comes down to <8% before statement cut, yes. But obviously be sure to pay at least your minimum before due date.
@rchvmz wrote:So, if I understand this correctly, if I am going to use the AZEO method, I need to be sure that my balance on the <8% card is at that level BEFORE the statement closes?.......Like when I get my due date, pay it by then, and leave just enough to report that <8% balance?
You want one card reporting a small balance while the others report zero balances. Usually the statement balance is the reported balance, but there are exceptions; we would need to know who the lender is to give you an answer on that.
