Student Loans

[Anonymous]

Hello. First time poster so take it easy on me. I have 13 student loans outstanding. Each of these loans were taken out at seperate time (semesters) and have individual account numbers. In 2002, I was 90 days late on the student loan that was being paid at the time. However, now they have shown ALL 13 account as having been 90+. I don't think that that is either fair or legal. Does anyone have any experience in this area?

Thanks!

[Tuscani]

Welcome.. Please read the Scoring 101 thread:

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=2654

You are probably stuck with them if they are valid. The Higher Education Act requires that all

student loans report for the full seven years.

[sl]

Welcome!!

Are the student loans linked together?

Without more information, it is difficult to say what is going on.

[Anonymous]

The one 90 day was valid. However the only "link" they have should be me as the borrower. When looking at my credit report, they each have their own number.

[sl]

Do they have the same account number and same bank?