I want to buy a house / condon in 2 - 4 years and wonder should I pay off my student loans in one lump sum or should I pay them over a year to improve my credit score. I have the funds to paydown the debt now without affecting my quality of life in any way. They also represent only about 10% of my annual gross income. I just graduated college, have a 730 FICO score and would like to optimize my ability to get a low interest rate in a couple years. Thoughts?Thanks
JMHO with your scores you should not hav any problems financing a house. The onyl way I would see paying them off is to have more disposable income for household things in my new place. Remember once you own you are lookin at the landlord in the mirror every morning.