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Suggestions....

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Anonymous
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Suggestions....

ok here a little info and this is before I joined and learned couple stuff:
 
I received a letter from a CA and it stated that I owed 400$ for a old bill which included inflation cost... i didnt want to pay that amount so I called them and told them it isnt my account (really was mine) and would only pay the 300$ original bill and cleared from credit report. ok that was all done and taken care of... i though
so I wanted to check FICO score and joined myFICO and forum. On all 3 credit report it is says that I  have a different CA reporting I still owe 300$ but they owned in 2003 - till? And the CA I paid off isnt on report. so i'm thinking.... did I just get screwed or new owner of account
I have a copy of the bill and a payment (w/ confirmation number and account number)
 
So my question is????? What is my next step?
Send a DV letter to second CA?? A GW letter to second CA w/ payment slip from other CA?? or send bill and payment slip to CRA stating a error on report that it was payed??
 
3rd one kinda worry me cause would they delete one CA and add second CA and state it paid? I want CA stuff removed from report.
Message 1 of 4
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Anonymous
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Re: Suggestions....

I would DV the CA that's reporting. It's possible they had the account before the CA that you paid and just didn't delete off your report when they sold it.
Message 2 of 4
Anonymous
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Re: Suggestions....

When did this CA you paid contact you? Was it after 2003? If so, I'd say they were the 2nd owners and the first CA is the one listed and hasn't ever deleted.
 
Does the CA listed show it paid?
 
I'd send them a DV letter.
Message 3 of 4
Anonymous
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Re: Suggestions....

The one I paid contacted me 2007 and I never got contact from other (or remember).
 
first owner dont say it paid... outstanding balance of 300. (2003)
I sent them DV letter so I guess I did right thing... guess im learning ;p
Message 4 of 4
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