Survey Says.... (CMSs)

[MontegoMack]

Which CMS(s) do you have and why?

[IOBA]

USAA - as many refreshed reports as I want...one low monthly fee ($12.25).   It's probably a coincidence, but my FAKO scores with them actually match up perfectly with my FICO score from Experian.   I mean *exactly* match up each month.

[CS800]

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@IOBA wrote:

USAA - as many refreshed reports as I want...one low monthly fee ($12.25).   It's probably a coincidence, but my FAKO scores with them actually match up perfectly with my FICO score from Experian.   I mean *exactly* match up each month.

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So USAA gives you EX only or EQ. Do you know what scoring model they use? Vantage?

myfico gives EQ

[Anonymous]

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@CS800 wrote:

 

So USAA gives you EX only or EQ. Do you know what scoring model they use? Vantage?

myfico gives EQ

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The CMS Guide here onsite will tell you what score each of the services provide.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".