cancel
Showing results for 
Search instead for 
Did you mean: 

Survey

tag
Anonymous
Not applicable

Survey

Hello all,
 
If you had any collections deleted recently would you mind posting the following:
 
1. How old it was
2. When it was reported
3. The point jump after deletion
4. CRA
 
I just want to get an idea of the spreads...thanks
Message 1 of 10
9 REPLIES 9
llecs
Moderator Emeritus

Re: Survey

Bump....would like to hear others as well and would like to comment but I had up to 4 CAs removed of CRs and 2 COs...unfortunately during a time of repair and there is no way to isolate any one of those as per relationships to scores. Starting on round two and may have an answer later.
Message 2 of 10
MidnightVoice
Super Contributor

Re: Survey



GETNUMBERSUP wrote:
Hello all,
 
If you had any collections deleted recently would you mind posting the following:
 
1. How old it was
2. When it was reported
3. The point jump after deletion
4. CRA
 
I just want to get an idea of the spreads...thanks


1                6.75 years
2                years ago
3                45 points average
4                Across 3 CRs, 2 CRAs - EX and EU, DW and I


Message Edited by MidnightVoice on 02-08-2008 10:25 AM
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 3 of 10
Anonymous
Not applicable

Re: Survey

1. 1 year, 10 months
2. 1 year, 8 months
3. estimating 15 points....hard to tell, comparing FAKO to FICO(before deletion and after deletion).
4. EXP
Message 4 of 10
Anonymous
Not applicable

Re: Survey

bump
 
 
Message 5 of 10
Anonymous
Not applicable

Re: Survey

Age - 07
reported April 07
pt jump EX 48 TU 39, it was only on EQ for a month (don't remember the jump or loss)

The collection was for $58, and unfortunately I lost close to 60 pts for it.

Stupid ATT!!

Ok, I'm breathing now.
Message 6 of 10
Anonymous
Not applicable

Re: Survey

nice Jaybee!!!!!  was that a FICO or FAKO jump?
Message 7 of 10
Schoolbuskid
Valued Contributor

Re: Survey

Medical Collection for the amount of 197!
 
-Probably a year old or less
-Reported in 2007
-Only reported on Ex and TU 
-Ex Fako score rose from 592 to 700
 
Rebuilding and Reducing Debt, is my game plan.
Message 8 of 10
Anonymous
Not applicable

Re: Survey

1. 6.5 years
2. 2001
3. 3 points...yes, that's 3 lousy points (631 to 634)
4. EQ
 
Message 9 of 10
Anonymous
Not applicable

Re: Survey

Ouch Smiley Sad
Message 10 of 10
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.