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Sychrony/Amazon not reporting to Equifax

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dekelley1
Regular Contributor

Sychrony/Amazon not reporting to Equifax

I just went through my credit reports and realized for the past 10yrs Sync/Amazon has never reported to Equifax. Anyone else with Sync/Amazon have this issue? 


Starting Score: 615
Current Score: Lender pullEQ 667, TU04 698 TU98 644, EX 660
Goal Score: 700


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GApeachy
Super Contributor

Re: Sychrony/Amazon not reporting to Equifax

Is this your tl or are you an AU on it?

 

My Take Home Pay Don't Take Me Home
Message 2 of 7
dekelley1
Regular Contributor

Re: Sychrony/Amazon not reporting to Equifax

It is my TL


Starting Score: 615
Current Score: Lender pullEQ 667, TU04 698 TU98 644, EX 660
Goal Score: 700


Take the FICO Fitness Challenge
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justjac2
Regular Contributor

Re: Sychrony/Amazon not reporting to Equifax

@dekelley1 I've had the Amazon Prime store card for just over one year, and it has reported each month.


FICO 8 scores Nov/Jan 2021: EQ 779/751, TU 750/770, EX 763/746 Fully recovered from 5-year Ch13 discharged July 2018.
Last recorded: FNBO Evergreen and PSECU Founder's Card Dec 2021. Seriously out of date, at least 10 more since then.
Message 4 of 7
GApeachy
Super Contributor

Re: Sychrony/Amazon not reporting to Equifax


@dekelley1 wrote:

It is my TL


Well, if you were an AU I may have had an answer for you.  Since it's your acct. I'd consider that a win win situation if you wanted to use it and it not count against utl.  Then again, that door swings both ways.  

You could call Synch and ask that it be reported I suppose and see if they say if they do or don't report.  If they claim to report to Eq. you would need to then follow up with Eq. to hear what their outtake on it is.

My Take Home Pay Don't Take Me Home
Message 5 of 7
dekelley1
Regular Contributor

Re: Sychrony/Amazon not reporting to Equifax

Thanks, I was doing some comparissons to find out why Equifax is alwasy 15 - 20 pts lower than the others. It looks like it's missing two accounts that show up on my other reports. So I'm thinking it would be a good thing to resolve it and have the history added. 


Starting Score: 615
Current Score: Lender pullEQ 667, TU04 698 TU98 644, EX 660
Goal Score: 700


Take the FICO Fitness Challenge
Message 6 of 7
GApeachy
Super Contributor

Re: Sychrony/Amazon not reporting to Equifax

Most definitely, esp. for that many pts.  GL!  

 

eta: btw, what's the other tl not reporting?  It's not another Synch card is it?

My Take Home Pay Don't Take Me Home
Message 7 of 7
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