I currently have 6 SynchBank Cards (Ebates 10k, Lowes 15k, Amazon 12k, Walmart 12k, Chevron 2.5k, CareCredit 5k) and I'm working on CLIs again soon for Lowes and Ebates...I have heavy usage on those 2 since I use them for business expenses and receive reimbursement from my company.
I'm also looking at possibly financing a Yamaha SeaDoo 25ft Boat ($60k) which is through SynchBank also. I know that SynchBank generally limits exposure to $100k per person max, but does anyone know if the boat financing would count toward that limit or whether that is seperate since the boat financing would be secured by an asset vs. the store cards that are unsecured? If the boat would be part of that magic $100k then I'd hold off on CLI's on the store cards because I don't want to risk a denial because having too much credit already extended by SynchBank. FICO Credit Scores TU 775, Exp 760, Eqfx 720. Any input would be appreciated.
