@Anonymous wrote:
Is it possible to re-age closed accountsand would there be any benefit? I have one mtg. account that I sent a gw letter to regarding some late payments. They would not budge in helping me saying it was illegal. Anyway, I pull my reports and I see that they are now reporting lates from 2002 that were not being reported back a month ago. Is this hurting my score and why would they do that?
Did you dispute this account?
Often an OC will look over an account and ensure they are "properly reporting"
Student loans are famous for this.
If these were you only lates yes- the lates from the last 2 years have the highest amount of affect on your score.
