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TU Security Freeze seems to have dropped a recent Inquiry

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drjones
New Contributor

TU Security Freeze seems to have dropped a recent Inquiry

So a few days ago, I initiated a security freeze on each of my credit reports as I plan not to apply for anything for some time.

 

An hour or so after I setup the freeze for TransUnion, I got a credit monitoring alert that an Inquiry was removed from my report. I went online and checked and my most recent inquiry on TU, which was about 6 months old, was indeed removed.

 

Have other people had this happen before?



Starting (2/15): 580, Current (9/17): 725, Goal (12/17): 740
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: TU Security Freeze seems to have dropped a recent Inquiry

Actually, yes.........but it wasn't a few hours later, but a few days later.....

 

I froze my TU on 3/4 and on 3/9 I had an update that not only a inquiry was removed, but the last remaining baddie I had out there which would have been a voluntary (on their part) removal about 4 months early.

 

I didn't think anything of it until I had seen your post.

 

Odd.

Message 2 of 6
drjones
New Contributor

Re: TU Security Freeze seems to have dropped a recent Inquiry


@Anonymous wrote:

Actually, yes.........but it wasn't a few hours later, but a few days later.....

 

I froze my TU on 3/4 and on 3/9 I had an update that not only a inquiry was removed, but the last remaining baddie I had out there which would have been a voluntary (on their part) removal about 4 months early.

 

I didn't think anything of it until I had seen your post.

 

Odd.


 

Well I guess that was $10 well spent.

 

Either TransUnion has some strange bugs around freezes, or they occasionally throw a bone to their paying users. I'm sure they would never admit to either of those being true. That or it could just be a crazy coincidence, but it would be really interesting to see if this is more common. 



Starting (2/15): 580, Current (9/17): 725, Goal (12/17): 740
Message 3 of 6
Anonymous
Not applicable

Re: TU Security Freeze seems to have dropped a recent Inquiry

Well drat! I didn't get that. Smiley Happy I live in a state where it's free to add/remove, too.

 

Message 4 of 6
Anonymous
Not applicable

Re: TU Security Freeze seems to have dropped a recent Inquiry

Nice. Wish Experian did that....

Had to pay $10 to unfreeze for 10 days so im gonna make it worth my money.
Message 5 of 6
drjones
New Contributor

Re: TU Security Freeze seems to have dropped a recent Inquiry


@Anonymous wrote:
Nice. Wish Experian did that....

Had to pay $10 to unfreeze for 10 days so im gonna make it worth my money.

Yeah if you could pay $10 to drop your last inquiry, they'd make quite a bit of money of that.

 

I'm sure creditors of FICO wouldn't be too happy about that though.



Starting (2/15): 580, Current (9/17): 725, Goal (12/17): 740
Message 6 of 6
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