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So a few days ago, I initiated a security freeze on each of my credit reports as I plan not to apply for anything for some time.
An hour or so after I setup the freeze for TransUnion, I got a credit monitoring alert that an Inquiry was removed from my report. I went online and checked and my most recent inquiry on TU, which was about 6 months old, was indeed removed.
Have other people had this happen before?




Actually, yes.........but it wasn't a few hours later, but a few days later.....
I froze my TU on 3/4 and on 3/9 I had an update that not only a inquiry was removed, but the last remaining baddie I had out there which would have been a voluntary (on their part) removal about 4 months early.
I didn't think anything of it until I had seen your post.
Odd.
@Anonymous wrote:Actually, yes.........but it wasn't a few hours later, but a few days later.....
I froze my TU on 3/4 and on 3/9 I had an update that not only a inquiry was removed, but the last remaining baddie I had out there which would have been a voluntary (on their part) removal about 4 months early.
I didn't think anything of it until I had seen your post.
Odd.
Well I guess that was $10 well spent.
Either TransUnion has some strange bugs around freezes, or they occasionally throw a bone to their paying users. I'm sure they would never admit to either of those being true. That or it could just be a crazy coincidence, but it would be really interesting to see if this is more common.




Well drat! I didn't get that.
I live in a state where it's free to add/remove, too.
@Anonymous wrote:
Nice. Wish Experian did that....
Had to pay $10 to unfreeze for 10 days so im gonna make it worth my money.
Yeah if you could pay $10 to drop your last inquiry, they'd make quite a bit of money of that.
I'm sure creditors of FICO wouldn't be too happy about that though.



