TU - WalletHub Score Drop

[Red1Blue]

I know WalletHub is Vantage score. I received a message this morning that my score dropped 95 points based on the TU report. I do not find any changes from yesterday to today in the report. Did any one notice any weird things with WalletHub or TU ?

Update. I checked all the details. Looks like Citi decided to report one of the old charge offs every month. It started in March 2020. It is only TU that I noticed. I checked FICO scores and they ignored this new derog reporting by Citi and my TU FICO scores are still at 622. But Vantage got panicked and there is 90 point score drop reported by WalletHub. I am going to ignore this for now and focus on the bigger picture and get the COs and CAs out of the report hopefully before end of this year and see where scores stand after all the dust settles.

[BmoreBull]

Pull your free TU report from annualcreditscores and go over it. Also check your fico scores with the experian free trial. If nothings on your report or your TU fico score hasn’t dropped, don’t worry about the vantage score.

[Red1Blue]

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@BmoreBull wrote:
Pull your free TU report from annualcreditscores and go over it. Also check your fico scores with the experian free trial. If nothings on your report or your TU fico score hasn’t dropped, don’t worry about the vantage score.

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Thanks. I checked TU and there is no change. Not sure what is WalletHub is complaning about and 91 point score drop.  I dont see any change in the TU.

[M_Smart007]

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@Red1Blue wrote:

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@BmoreBull wrote:
Pull your free TU report from annualcreditscores and go over it. Also check your fico scores with the experian free trial. If nothings on your report or your TU fico score hasn’t dropped, don’t worry about the vantage score.

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Thanks. I checked TU and there is no change. Not sure what is WalletHub is complaning about and 91 point score drop.  I dont see any change in the TU.

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WH probably got some bad data ..
 

[Iusedtolurk]

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@Red1Blue wrote:

I know WalletHub is Vantage score. I received a message this morning that my score dropped 95 points based on the TU report. I do not find any changes from yesterday to today in the report. Did any one notice any weird things with WalletHub or TU ?

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Usually not anything to worry about being Vantage. I have had been scores go up and down on Credit Karma that state "No changes to credit report "

I chalk it off as maybe an age factor, score card change, or the many other variables that are hidden.

[Red1Blue]

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@Red1Blue wrote:

I know WalletHub is Vantage score. I received a message this morning that my score dropped 95 points based on the TU report. I do not find any changes from yesterday to today in the report. Did any one notice any weird things with WalletHub or TU ?

---

Update. I checked all the details. Looks like Citi decided to report one of the old charge offs every month. It started in March 2020. It is only TU that I noticed. I checked FICO scores and they ignored this new derog reporting by Citi and my TU FICO scores are still at 622. But Vantage got panicked and there is 90 point score drop reported by WalletHub. I am going to ignore this for now and focus on the bigger picture and get the COs and CAs out of the report hopefully before end of this year and see where scores stand after all the dust settles.

[TekkenQQ7]

Now reports are available every week till 2021 good luck!!!.