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TU doesn’t update until dispute is over?

tag
Anonymous
Not applicable

TU doesn’t update until dispute is over?

I've searched this but can't find an answer. 

I've disputed two accounts that were IIB that I recently discovered are updating every month only on TU. Other IIB accounts are reporting their closed dates appropriately on TU, and these 2 accounts are reporting correctly on EX and EQ. 

I disputed them online on 3/21. Since then I've paid off 5 accounts and my EX and EQ are reporting them. But TU has stopped updating since 3/25. 

Will TU start reporting again once the dispute is settled? I think this is strange tho.

 

 Edit: I should clarify:

 

1. The 2 accounts (Macy's and Sears Citi) are reporting SOMETHING every month, because the date changes every month in my TU report. Other IIB accounts are not doing this. 

2. my dispute wording was: "This account was included in BK7 and is reporting every month which may violate the FCRA since it may appear as though they are trying to collect on a debt "

Message 1 of 7
6 REPLIES 6
coldfusion
Community Leader
Mega Contributor

Re: TU doesn’t update until dispute is over?

To confirm, did you file disputes with Citi Retail Services (since they issue Macy's and Sears cards)  or did you file them with Transunion?

(5/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 2 of 7
Anonymous
Not applicable

Re: TU doesn’t update until dispute is over?

I filed with TU. EX and EQ are not updating these accounts every month with new dates. Let me see if I can screenshot it

Message 3 of 7
Anonymous
Not applicable

Re: TU doesn’t update until dispute is over?

Ok so here are the 2 accounts (from March's Report, don't have April's yet) on TU and EX

TUTU

 

TUTU

 

EXEX

 

EXEX

 

 

 

Message 4 of 7
Anonymous
Not applicable

Re: TU doesn’t update until dispute is over?

And just to compare, here's an EX and TU report on another account that was IIB but seems to be reporting correctly now (well, after April 2020!)TUTU

 

EXEX

 

Message 5 of 7
Yasselife
Valued Contributor

Re: TU doesn’t update until dispute is over?

👍


Message 6 of 7
Yasselife
Valued Contributor

Re: TU doesn’t update until dispute is over?

🤔


Message 7 of 7
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