TU dropped 6 points when charge off was deleted.

[llecs]

I've gotta lean towards a loss in history. Depends on OP's AAoA answer, though. I've lost points by removing both a paid and unpaid CO w/ at least 1 CO remaining following removals.

OP, do you have any remaining COs?

[Junejer]

OP said that there are no other baddies on the report.

Edit: Perhaps I read it wrong, but I took the "no lates whatsoever" to mean on the report in general, not just on the auto loan. If the report only shows 3 CCs and an autoloan, I would tend to lean towards a rebucket as the majority of the loss, though clearly both of the events can contribute.

Message Edited by ByrdMan on 01-19-2009 06:32 PM

[IrishPM]

Thank you for the explanation.

Looks like I'm in for a few months of turbulence before I see my scores go up on my TU report.

My EXP and EQ credit reports show zero negatives and they keep going up each month (740 and 767 respectively).

I'll be thankful for what I can get compared to some of hurdles others have experienced.

[llecs]

Bucket.

Congrats on the increases, OP!