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TU inquiries dropping after only one year?

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Anonymous
Not applicable

TU inquiries dropping after only one year?

On my TU report I have noticed that the inquiries are dropping completely off after only one year instead of two.  Only for TU - EQ and EX still remaining for two years. 
 
Has anyone else noticed this?
Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: TU inquiries dropping after only one year?

Interesting observation. I haven't noticed. But then again all my inquiries are less than a year old. lol
 
Message 2 of 12
Junejer
Moderator Emeritus

Re: TU inquiries dropping after only one year?

Where did you get the report that shows this? If from myfico, then it is b/c the inq will stop counting against your score after one year. If from a free CR, then I say congratulations, b/c it's not supposed to be that way.






Starting Score: 469
Current Score: 819
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 3 of 12
Anonymous
Not applicable

Re: TU inquiries dropping after only one year?

They fall off on all my ficos after one year but if you pull report direct they are on 2 years.
Message 4 of 12
ngerasimatos
Valued Contributor

Re: TU inquiries dropping after only one year?

My TU shows the same. 1 year back only.
Try not to become a man of success but rather to become a man of value
Albert Einstein 1879 - 1955

800+ Club
Message 5 of 12
Junejer
Moderator Emeritus

Re: TU inquiries dropping after only one year?

Again, where was the TU report obtained (myfico or elsewhere)?






Starting Score: 469
Current Score: 819
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 6 of 12
Anonymous
Not applicable

Re: TU inquiries dropping after only one year?

I beleive tuneup is refering to truecredit because all my 2 year  tu inquires fell off
all at once.
 
 
Woody


Message Edited by klin on 03-03-2008 05:41 PM
Message 7 of 12
Anonymous
Not applicable

Re: TU inquiries dropping after only one year?

I have 1 inq dropping off 02-08 (still showed) on Mar. 2nd. One in April and one in June. (Yeah.)
Showly but surely.
Message 8 of 12
ngerasimatos
Valued Contributor

Re: TU inquiries dropping after only one year?

I checked on both Treucredit and MyFico.
Try not to become a man of success but rather to become a man of value
Albert Einstein 1879 - 1955

800+ Club
Message 9 of 12
Junejer
Moderator Emeritus

Re: TU inquiries dropping after only one year?

For sure, the inqs on myfico will "disappear" after one year, b/c they no longer hurt your score. But, they will remain for another year after that in reality.






Starting Score: 469
Current Score: 819
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 10 of 12
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