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TU just deleted a valid line of credit

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Anonymous
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TU just deleted a valid line of credit

I filed a dispute to update my credit limit, and they just deleted the account.

 

I've been going in circles between Chase and TU, and I'm at a dead end.

 

Experian had it right. I filed a dispute with Equifax, and the credit limit on that card was updated correctly. TU just f'd it up.

 

Any advise on what I should do? I've called Chase three times now, and TU twice. TU says that Chase requested the deletes. Chase says that they're updating the CRAs correctly.

Message 1 of 4
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IOBA
Senior Contributor

Re: TU just deleted a valid line of credit

Maybe it will reappear with the next cycle of reporting from Chase.  

 

Keep copies of your cr so you can strong arm Chase if you need to.  Give them a chance to update, which is usually done once a month for your account. 

Message 2 of 4
Anonymous
Not applicable

Re: TU just deleted a valid line of credit

Yeah, when I spoke to Chase, that's the impression that they gave me. Maybe it'll reappear in the next 30 to 60 days, or maybe not. I'm pretty sure the mistake was made by TU since Equifax did the update correctly. So I think Chase will try to add it back, and TU will block it.
Message 3 of 4
Anonymous
Not applicable

Re: TU just deleted a valid line of credit

Soo, I'm not the only one. My 7yr old never late Chase mortgage vanished from My TU report and NOT EQ or EXP. (never disputed it) The result was a 20 point TU Myfico score drop.

 

I called both Chase and TU till I couldnt take it any more, I even recieved a letter from Chase 8 weeks ago stating that they had re-reported the acct to TU, 8 weeks later......No Chase mortgage acct on My TU report and sitting at 714.

Message 4 of 4
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