TU

[Sbrooks1]

TU has not updated any of my cards loans since May. Except cap one updated on TU same day it reported. I've called all my creditors and they have reported all by7/8. Isn't this some kind of crime against fair reporting ? I called TU and was told they could dispute and it's a process ! Frustrating

[Anonymous]

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@Sbrooks1 wrote:
TU has not updated any of my cards loans since May. Except cap one updated on TU same day it reported. I've called all my creditors and they have reported all by7/8. Isn't this some kind of crime against fair reporting ? I called TU and was told they could dispute and it's a process ! Frustrating

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Are you getting your TU report directly from TU or through a third party? TU is the slowest of the three to update monthly so if you are seeing your records through another site that might make it slower to update. I suscribe to all three and generally speaking, Experian updates the fastest followed by Equifax, then TransUnion is usually the last to have updated scores. I have no idea why that is so.

[Sbrooks1]

My Fico, don't wanna pay for another site. And also wallethub

[Anonymous]

Today MyFico reported a TU update for my Navy CC approved on 7-10-16

 Yesterday I was alerted by TU of their reporting of the Navy CC.

Best Wishes

[takeshi74]

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@Sbrooks1 wrote:
My Fico, don't wanna pay for another site. And also wallethub

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myFICO is a trigger based service.  It only updates/alerts when there is trigger activity.  Not all activity with a scoring impact is a trigger.

http://myfico.custhelp.com/app/answers/detail/a_id/463/~/understanding-what-triggers-fico%C2%AE-3-bu...

You cannot simply assume that no update from myFICO means that a creditor has not updated.  The creditor is the official record keeper of the report.  If you want to confirm what's on a report then you need to pull the report directly from the CRA.

[Anonymous]

The problem is Transunion.  You have to call them and they will tell you what to do.  My Penfed card has not been updated on my TU report since May.  But it has been updated with EX and EQ.