Re: Taking Experian to Small Claims

virgo · ‎03-17-2012

Count on it.

Anonymous · ‎03-17-2012

All the best!!

virgo · ‎03-17-2012

Thank you all.

One other note; most of the laws I cited are what is called 'liability statues'. This basically means I don't have to prove actual damages, just that they violated the law.

Repo-ed · ‎03-18-2012

I'm excited to read more about this.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891

Anonymous · ‎03-19-2012

Best of luck to you! As a fellow Californian I hope you get your just reward.

nc · ‎03-19-2012

Good luck and keep us posted..

Current Score: EQ: 786 (08/23/2012), EX: 802 (08/23/2012), TU: 774 (08/23/2012),

Goal Score: 800+ FICO across the board

Errin1 · ‎03-20-2012

Good Luck OP! I can't wait to read the outcome, I am totally on your side!

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src="http://i.imgur.com/LEYWe.png">Starting Score: TU 610 EQ 655 - 8/2010
Current Score: EQ 714 9/13 EXP 708 8/13 TU 717 8/13
Goal Score: too much of a yoyo, maintain the 700's for 2013

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AndySoCal · ‎03-20-2012

Virgo,

I would like to know where you are getting your information from.

FIC Scores XPN v8 808 V2 831 (SDFCU) TUC V 8 803 07/25 EFX Bankcard v8 822 EFX FIC0 v8 800 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 06/2023 25,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25
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My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank Comerica Bank BMO US Bank Wells Fargo

virgo · ‎03-20-2012

Andysocal,

Which part?

Walt_K · ‎03-21-2012

Typically no discovery in small claims court without Court permission, but if permission were granted, what you write about your case on here could be discovered.

Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720

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Taking Experian to Small Claims

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