This irritates me to no end but Target reported our credit card as a 30-60-90 day late. They sent our credit card bill to somewhere in NY...we had the act for a few years first of all, second of all we have never moved. We did not realize we werent getting our bill until a collections agent called us. Well come to find out they were mailing it somewhere we did not live. They changed the address for us and through the collections agency we paid up to date. Then Target took the act back from the collections agency. Well, we pulled our credit report last month only to see the 30-60-90 day lates and so we called them and now they are saying they never had the address as something other than where they are sending it now....what the heck?!?! So needless to say they will NOT change the 30-60-90 on our credit report. Any suggestions as to what to do to get this resolved? Thanks.