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Target reported us incorrectly but wont fix THEIR mistake!

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AmandaSD
Member

Target reported us incorrectly but wont fix THEIR mistake!

This irritates me to no end but Target reported our credit card as a 30-60-90 day late.  They sent our credit card bill to somewhere in NY...we had the act for a few years first of all, second of all we have never moved.  We did not realize we werent getting our bill until a collections agent called us.  Well come to find out they were mailing it somewhere we did not live.  They changed the address for us and through the collections agency we paid up to date.  Then Target took the act back from the collections agency.  Well, we pulled our credit report last month only to see the 30-60-90 day lates and so we called them and now they are saying they never had the address as something other than where they are sending it now....what the heck?!?!  So needless to say they will NOT change the 30-60-90 on our credit report.  Any suggestions as to what to do to get this resolved?  Thanks.
Message 1 of 6
5 REPLIES 5
Junejer
Moderator Emeritus

Re: Target reported us incorrectly but wont fix THEIR mistake!

Hi Amanda, do you have proof of that old address? Anything that shows they had that address from them or the CA?






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Message 2 of 6
AmandaSD
Member

Re: Target reported us incorrectly but wont fix THEIR mistake!

Only on our credit report...no fraud was ever found...just a change of address, so weird.  Target never sent us anything about the change of address and neither did the collections agency.  I thought it was strange too, that Target never called us but the number they had on file was correct. 
Message 3 of 6
Junejer
Moderator Emeritus

Re: Target reported us incorrectly but wont fix THEIR mistake!

So you don't have anything to link the change to Target? That's too bad.






Starting Score: 469
Current Score: 819
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 4 of 6
AmandaSD
Member

Re: Target reported us incorrectly but wont fix THEIR mistake!

no, nothing to link them...thats why this is so hard...im at a loss
Message 5 of 6
Anonymous
Not applicable

Re: Target reported us incorrectly but wont fix THEIR mistake!

Do you have anything in writing from the collection agency with the bogus address on it?

On which of your CRs does the bogus address appear?

 

Message 6 of 6
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