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Thank you Everyone

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Anonymous
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Thank you Everyone

I joined this forum shortly after being denied for housing due to credit requirements and mine being way too low. I was at 580 with my Experian, that was on May 19th. What was bringing my score down was my utilization and carrying a lot of balances. I read a lot of knowledge pertaining to how to handle debts and increase my score. I just want to say thanks a lot. I received a lot of advice and took most of it and it really helped me. In less than 2 months my score has come up 140+ points, as of yesterday my Experian Fico 8 was at 722. I made a lot of bad decisions being young with credit but thanks to everyone, i’m just a little bit smarter now. I'll continue using this plethora of knowledge to my advantage, as much as i can. I can't say it enough, thank you so much everyone. 

Message 1 of 17
16 REPLIES 16
Anonymous
Not applicable

Re: Thank you Everyone

Wow @Anonymous ...140+ points since May 19th, WELL DONE and CONGRATULATIONS!! 

👏🏻👏🏻👏🏻👏🏻👏🏻   🎉🎉🎉🎉🎉

Message 2 of 17
Anonymous
Not applicable

Re: Thank you Everyone

WELL DONE!

Message 3 of 17
Anonymous
Not applicable

Re: Thank you Everyone

Congrats!

 

That is a heck of a lot of gain....keep it up!

Message 4 of 17
Remedios
Credit Mentor

Re: Thank you Everyone

Congrats! 

Message 5 of 17
JeffMO
Regular Contributor

Re: Thank you Everyone

Hey that's something to be proud of! Great job 






Capital one 500, Discover 11.1k. UMB Signature visa 18.5k, DW UMB card Auth user 16K. Citi Costco anywhere 26.6k, Amazon Prime 22.3K
BH/Comenity Photo 10k Lowes advantage 35k
AAOA 2y4m, oldest 5 years. 0 collections. 125k income, Util 1% inq 1/12. 1/24. 30/60/90 = 0, No derog's, clean file. Rebuilding started 4 years ago.
Starting Score: 560
Current Score: 795
Goal Score: 850


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Message 6 of 17
Anonymous
Not applicable

Re: Thank you Everyone

Congratulations! Your score increase is fantastic!!

Message 7 of 17
AllZero
Mega Contributor

Re: Thank you Everyone

Congratulations on your success! That's a great score increase.
Message 8 of 17
Mr_Mojo_Risin
Senior Contributor

Re: Thank you Everyone

Well that's a fine job!! Now go on back and get that house or apt with those nice Ficos!! 

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 9 of 17
M_Smart007
Legendary Contributor

Re: Thank you Everyone

I only dream of 140 real FICO's   black-cloud-smiley-emoticon.gif

Message 10 of 17
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