The "Which Banks Pull Which Report For Apps" list

[Anonymous]

I went through a prequal. I checked shortly after my one year anniversary and had nothing. Wednesday I looked again and had the offer so I took it, this time for a Chrome since I have no gas rewards other than the rotating quarter on the IT Cash.

[credit_is_crack]

Thanks for confirming and Congrats on the new card!

[Anonymous]

Very welcome and thank you

[Anonymous]

IMHO Might want to go with the cashback match until 1 year since ull get 2 percent on everything the first year. Then makes sense to get chrome.
Congratulations on approval!

[Anonymous]

I applied in July for Citi rewards card. They pulled Tu. Only Citi card besides home Depot. Also noticed they soft pulled Experian on same day. I haven't seen many TU only pulls for citi

[credit_is_crack]

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@Anonymous wrote:
I applied in July for Citi rewards card. They pulled Tu. Only Citi card besides home Depot. Also noticed they soft pulled Experian on same day. I haven't seen many TU only pulls for citi

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@dtk6802 - thanks for the DP. I've never heard of a Citi card pulling TU so that's out of character, but stranger things have happened. Do you mind me asking what state you live in?

[calyx]

Just to add DPs:

I'm in NC

Hardpulls, Softpulls in Red:
Chase:  EQ & EX (denied); EQ & EX (denied again! haha); EQ & EX (approval - first card); EX & TU (approval - second card)

Disco:   EQ & Sagestream & TU (approval)

Citi:  EQ & EX (approval)

SyncF:  TU & EQ & EX (approval)

USBank:  EQ & Sagestream (approval for secured Visa);  TU & EX (CLI/deposit);  TU & EQ (graduation)
Amex: EX (approval)

[Anonymous]

Np. Massachusetts. Second card I just got was Experian bank score 8. I didn't think TU was usual but I'm glad they did Pull it

[credit_is_crack]

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@calyx wrote:

Just to add DPs:

I'm in NC

Hardpulls, Softpulls in Red:
Chase:  EQ & EX (denied); EQ & EX (denied again! haha); EQ & EX (approval - first card); EX & TU (approval - second card)

Disco:   EQ & Sagestream & TU (approval)

Citi:  EQ & EX (approval)

SyncF:  TU & EQ & EX (approval)

USBank:  EQ & Sagestream (approval for secured Visa);  TU & EX (CLI/deposit);  TU & EQ (graduation)
Amex: EX (approval)

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thanks for the DP's @calyx! 

[Aspireto850]

@credit_is_crack

FWIW, here’s my app info:

Based in Texas:

: Cap One- Experian- June 2019
: Synchrony-Experian- June 2019-PayPal

Transunion:

:Amazon Store Card- Feb 2019
:Capital One-June 2019
: NFCU CC- June 2019

EQ:

: Lowe’s
: US Bank