The "Which Banks Pull Which Report For Apps" list

[Anonymous]

To clarify, it was for an installment loan that BMO Harris pulled TU in Florida IME.

I don't know if the same holds true for CCs.

[FinStar]

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@Anonymous wrote:
To clarify, it was for an installment loan that BMO Harris pulled TU in Florida IME.

I don't know if the same holds true for CCs.

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Yes, same.

[Anonymous]

HSBC pulled EQ and the letter had a NextGen score on it. First non credit union I have seen still using Next Gen

The range is 150 to 950

[Anonymous]

What do the "!" symbols mean?

[mikesonthemend]

Capital One is using EQ Fico 5 on my CLI requests. (Georgia)

[tpdtopcop]

Huntington Voice FICO 8 in Ohio was approved.

[GApeachy]

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@mikesonthemend wrote:

Capital One is using EQ Fico 5 on my CLI requests. (Georgia)

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That's good to know; thanks!

How did you figure that out?  Did you have Exp and Tu locked?

[mikesonthemend]

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@GApeachy wrote:

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@mikesonthemend wrote:

Capital One is using EQ Fico 5 on my CLI requests. (Georgia)

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That's good to know; thanks!

How did you figure that out?  Did you have Exp and Tu locked?

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Why yes, I always have Experian locked!  Actually received denial letter stating EQ pull and was able to match score to a refresh on my all 3 myFico update.

[GApeachy]

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@mikesonthemend wrote:

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@GApeachy wrote:

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@mikesonthemend wrote:

Capital One is using EQ Fico 5 on my CLI requests. (Georgia)

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That's good to know; thanks!

How did you figure that out?  Did you have Exp and Tu locked?

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Why yes, I always have Experian locked!  Actually received denial letter stating EQ pull and was able to match score to a refresh on my all 3 myFico update.

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Thanks for that!  Next month is my month so that really, really helped.  So in the denial letter did it state the reason like too many inqs, last cli too recent, or site your score?  ...But it wasn't because of any other report being locked....no mention of that.  NM,  Exp would have alerted to a blocked inq.; I did that before.  That's just good to know for us GA folk.

[mikesonthemend]

recent increase, too many recent accounts