Hi Marinevietvet,
Thank you so much.
You weren't mistaken - I was. 
You are right - you could get the reports free but not the scores. Sheesh. I remembered it wrongly.
Well I was too hasty and paid for scores BEFORE I got your reply. And what I found was verrrrry annoying. 
Three completely different scores:
Equifax 550 (yeeeks), Exp 629, and TU 636. So are they all pretty much useless as far as accuracy? 550 is ridiculous, I've been paying all loans and cards on time and above minimum. But my debt to credit ratio is high so I know that has a bad effect.
Anyway, so you're saying none of them are true FICO scores?
@Anonymous wrote:Hi Marinevietvet,
Thank you so much.
You weren't mistaken - I was.
You are right - you could get the reports free but not the scores. Sheesh. I remembered it wrongly.
Well I was too hasty and paid for scores BEFORE I got your reply. And what I found was verrrrry annoying.
Equifax 550 (yeeeks), Exp 629, and TU 636. So are they all pretty much useless as far as accuracy? 550 is ridiculous, I've been paying all loans and cards on time and above minimum. But my debt to credit ratio is high so I know that has a bad effect.
Anyway, so you're saying none of them are true FICO scores?
It's not unusual for the scores to be different by quite a bit sometimes. None of the CRA's have exactly the same information listed. My two scores are 37 points apart.
As I said you can get true FICO's here at myfico or at www.equifax.com and www.transunioncs.com. (Note the -cs in the address. You can't personally pull a score for Experian anymore. If you decide to get your accurate scores I'd be curious how they compare to your FAKO scores.
7/09 (myfico)
TU-742
EQ-779
Time can heal all wounds and a low FICO.
"Hello my name is Sandy and I'm a recovering crediholic".
