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Time between an update the data to credit bureau and the changes show up on my report?

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Anonymous
Not applicable

Time between an update the data to credit bureau and the changes show up on my report?

Like assuming a bank has updated my previously charge off account to paid, and it updates data to credit bureau once a month, on the 6th.

 

So how long will it take the credit bureau to get the update and make the changes on my report??

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Anonymous
Not applicable

Re: Time between an update the data to credit bureau and the changes show up on my report?

 


@Anonymous wrote:

Like assuming a bank has updated my previously charge off account to paid, and it updates data to credit bureau once a month, on the 6th.

 

So how long will it take the credit bureau to get the update and make the changes on my report??


 

I wouldn't think it should take more than a week after the Creditor has sent the updated info, I could be wrong, may take 30.60,90 days.....who knows anymore with the CRA's

 

Best of luck!!

Message 2 of 3
haulingthescoreup
Moderator Emerita

Re: Time between an update the data to credit bureau and the changes show up on my report?

Usual pattern for most of us:

 

Esperian updates that evening or early the next morning.

Equifax updates 2-4 days after receipt.

TransUnion updates up to one week after receipt.

 

EQ and TU periodically switch roles as the lollygagger.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
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