@Anonymous wrote:HotRod, Its their job to twist your words. They are FICO employees or work for a PR firm that FICO uses. Ebay (admittedly) played the same game for the longest time. They had under contract professional companies that Moderate and use "Cheerleader" posters....Its very common on corporate sponsored message boards. Its best to ignore them as everything you post they will hack up what you post into something different. Think about it, Why would an average person become a "super poster" on a corporate run message board unless they had some vested or monetary reason......or absolutely no life what-so-ever....LMAO
Be sure to change the tinfoil in your hat once a week, to keep it fresh so it will be most effective. And yes, that black helicopter is watching you, only you.
Actually, if you'd bother to read a few threads instead of just posting rants, you'd notice that most of the regulars defend Fico when appropriate and, in turn, rip Fico a new one when appropriate.
Troll on, troll on ... 
@Anonymous wrote:Well you guys do your job of Obfuscation very well. Which is fine, its your job.
Actually, I am a research scientist developing new products, so my job is to provide clarity rather than confusion.
And I can't spell 
@Anonymous wrote:Well you guys do your job of Obfuscation very well. Which is fine, its your job. However in the end financial reform has passed and the ball is rolling FICO is going to a target real so so you better get those good old fashioned smear campaigns geared up..Perhaps you need to get a "grassroots" thing going...Tea-party for FICO...
Anyhow its time for you to request the moderator lock this thread.
Why should the thread be locked now? Pages 3 and 4 are a lot more entertaining than pages 1 and 2. We're just starting to roll.
As for "Fico is going to (be) a target" - you provide 0 support for that statement, just as you provided 0 support for the thread subject title. As has been pointed out numerous times, Fico does risk research and creates scoring models. It's up to lenders to decide which scoring models to utilize or if they want to utilize scoring models at all. But scoring models and other techniques for streamlining the qualification process are here to stay. Lenders - especially in the non-mortgage fields - are not going to jump into a time machine and go back a few decades so they can do a painstaking manual review for every credit card application or every auto loan application. And we are not going to see a huge number of people only buying an auto or other big-ticket item after they've saved up enough cash to pay the total cost up front. And the "government" is not going to "target" someone because they create formulas.
Robert's observation about orifices is spot on ...
I'm surprised this is not locked.
Nah, harassing trolls is too much fun. 