Time to clean the SP's from Equifax...

[Burned2manybridgesB4]

Think I'm nearing the data limit on my Eq file.

My three newest TLs are already established on Ex, and Tu. Still twiddling my thumbs waiting for Eq to update. (Two cycles passed on two of the three already).

Anyone know the specific department name I need to ask for with Equifax, when I call into their frontline CSRs?

[StartingOver10]

I don't think the SP's affect anything on your credit. It's the HP's that are counted.

[Burned2manybridgesB4]

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@StartingOver10 wrote:

I don't think the SP's affect anything on your credit. It's the HP's that are counted.

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I'm nearing data limit, reducing my positive TLs from showing, and bumpage. It's affecting Eq's ability to correcly report all my accounts.

[Kratos-TM]

Wow.....didn't know there was a data limit? Does this mean pulling our credit everyday on monitoring sites is gonna hurt us?

[DaveSignal]

I don't think you are near data limit on SPs.  That is ancient stuff.  People don't bump off inquries anymore with SPs.... and account information has NEVER been bumped off by daily SPs.  Thats crazy.   Some CRAs take 3 months with a new account before they start reporting.

[Kratos-TM]

Whew........ok, thanks Dave. OP had me worried a minute....

[Burned2manybridgesB4]

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@DaveSignal wrote:

I don't think you are near data limit on SPs.  That is ancient stuff.  People don't bump off inquries anymore with SPs.... and account information has NEVER been bumped off by daily SPs.  Thats crazy.   Some CRAs take 3 months with a new account before they start reporting.

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It's happening. May not be as bad as it used to be, but I'm showing the symptom on eq + tu. If you want, I can pm the descriptives to you, Dave. Not a fluke, as it's ongoing for over three months now. I'm going to be calling Equifax on monday, and will post any findings/info that may help others.

[Anonymous]

that is not true, not knowing... I bumped off two inqueries from march of this year on my EQ... I stopped pulling my report daily... now i do it a few times a month....

[pizzadude]

Let's keep this discussion clear of subjects which aren't permitted per the myFICO terms of service. Thanks.

[Shogun]

Yes, it does still happen to an extent.  However they sometimes "purge" the system and the old stuff shows back up.  It can get quite messy and I don't advise using this method.  burned and myself have talked about this before and he has lost some info that shouldn't have been lost.  Hopefully he can get it fixed.