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To unfreeze or not to unfreeze......

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To unfreeze or not to unfreeze......

Greetings all.


I currently have all three credit reports frozen after one of my creditors experienced a security breach. I am thinking of applying for a new Chase backed card. I've had another Chase card since 2007 so I know they can soft me whenever they want; would that be sufficient for them to make a decision about approving a new app or do I have to unfreeze my reports? I'm fully prepared to do so if I decide to app, jut thought I'd throw it out there for feedback.

Starting Score: EQ 644 -- TU 713
Current Score: EQ 796 -- TU 780
Goal Score: EQ 800+ -- TU 800+

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