TransUnion CR seem to be a possible window for us to identify some CODES for tradelines!!!

[Anonymous]

On the bottom left on TU CR for each tradeline it shows "Loan Type:. I've noticed TU is different from EX and EQ because TU goes in to further detail.

TU breaks in more specific detail all kinds of Installments and Revolving accounts.

For credit cards
Loan Type: CREDIT CARD

For store cards
Loan Type: CHARGE CARD

This is "very important" for those of us who are trying to figure out if a tradeline is helping or hurting. Finally some answers I desperately needed! Now if only TU could outline prime and subprime!

Question 1 please for people with GAS CARDS, what does the Loan Type show on your TU CR?

Question 1 please for people with AMEX CHARGE CARDS (not credit), what does the Loan Type show on your TU CR?

[Anonymous]

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ilovepizza wrote:
Question 1 please for people with AMEX CHARGE CARDS (not credit), what does the Loan Type show on your TU CR?

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It depends. Wife has one that shows as Credit Card while another shows as Charge Account. These are AMEX charge cards, not AMEX credit cards.

[Anonymous]

that entry is designed to mess with the reverse engineers out here...

[Anonymous]

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ilovepizza wrote:

Question 1 please for people with GAS CARDS, what does the Loan Type show on your TU CR?

Question 1 please for people with AMEX CHARGE CARDS (not credit), what does the Loan Type show on your TU CR?

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My Chevron shows as a "credit card". My amex isn't showing yet.

[Anonymous]

my credit one bank and capital one cards show as "$hitbird"

[fused]

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ilovepizza wrote:
On the bottom left on TU CR for each tradeline it shows "Loan Type:. I've noticed TU is different from EX and EQ because TU goes in to further detail.

TU breaks in more specific detail all kinds of Installments and Revolving accounts.

For credit cards
Loan Type: CREDIT CARD

For store cards
Loan Type: CHARGE CARD

This is "very important" for those of us who are trying to figure out if a tradeline is helping or hurting. Finally some answers I desperately needed! Now if only TU could outline prime and subprime!

Question 1 please for people with GAS CARDS, what does the Loan Type show on your TU CR?

Question 1 please for people with AMEX CHARGE CARDS (not credit), what does the Loan Type show on your TU CR?

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My Amex Gold charge card reports on EQ and TU as an other open account and does not factor in my revolving util%. Whereas the imbeciles at EX are inaccurately reporting this same card as revolving thus tanking my score.