TransUnion, Equifax, and Experian extended weekly credit reports

[tortoise_credit]

Not sure if this has been posted yet, but I found that TU announced they will extend the free weekly credit pulls at ACR throughout 2022.

January 24, 2022
Free Credit Report Offering Extended:

TransUnion is pleased to offer you free weekly credit reports throughout 2022. This consumer benefit will continue to help people across the country manage their financial health during the ongoing hardship and economic uncertainty caused by COVID-19.

https://www.transunion.com/about-us/covid19-news

Hopefully the other two bureaus will follow!

Edit: found another press release where it seems all three have extended the free credit reports: https://investor.equifax.com/news-events/press-releases/detail/1207/equifax-experian-and-transunion-...

[Red1Blue]

Thank You

[Financially_Disciplined]

Good to know, thank you!

[Curious_George2]

That's good news for consumers and credit hobbyists. Thanks!

One related point I haven't seen mentioned on here: Equifax changed the way they do authentication and it seems to have fixed the problem many of us were having with getting our EQ reports from annualcreditreport.com.

They used to use the old fashioned multiple choice questions like "which of these lenders issued your most recent auto loan?" Something must have been broken with their implementation of that system because many people, including me, could never pass the test. 

I went on ACR last month and EQ used more modern two-factor authentication. They texted me a one-time code number. It worked smoothly and I got my first EQ report from ACR ever! 

TU also made the switch to 2FA on ACR, but I think the old way worked fine for them so no big deal. EX still uses the multiple choice questions there. 

[Anonymalous]

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@Curious_George2 wrote:

One related point I haven't seen mentioned on here: Equifax changed the way they do authentication and it seems to have fixed the problem many of us were having with getting our EQ reports from annualcreditreport.com.

They used to use the old fashioned multiple choice questions like "which of these lenders issued your most recent auto loan?" Something must have been broken with their implementation of that system because many people, including me, could never pass the test. 

I went on ACR last month and EQ used more modern two-factor authentication. They texted me a one-time code number. It worked smoothly and I got my first EQ report from ACR ever! 

That's good to hear. I was worried about identity theft for a while, because Equifax kept rejecting me even though I knew all my answers were correct. I was eventually able to get my report and it was clean, but it's good to know I wasn't the only one, and that they've fixed it.

[Iusedtolurk]

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@tortoise_credit wrote:

Not sure if this has been posted yet, but I found that TU announced they will extend the free weekly credit pulls at ACR throughout 2022.

January 24, 2022
Free Credit Report Offering Extended:

TransUnion is pleased to offer you free weekly credit reports throughout 2022. This consumer benefit will continue to help people across the country manage their financial health during the ongoing hardship and economic uncertainty caused by COVID-19.

https://www.transunion.com/about-us/covid19-news

Hopefully the other two bureaus will follow!

Edit: found another press release where it seems all three have extended the free credit reports: https://investor.equifax.com/news-events/press-releases/detail/1207/equifax-experian-and-transunion-...

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Good to know and it would be great if they all worked.  In the beginning I got all 3 reports then they would switch up sometimes I would get them and other times I wouldn't.

Then I would get Trans and Equifax but not Ex.

Last week I got only Trans.

Experian I haven't gotten in months, "Due To Technical Error".

Not a major issue I see my Experian data through Experian monthly plan.